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                     <td valign="top" align="left"><br /><div
class="medium">Where will you be when concept vehicles become <br
/>more than concepts?
                                        <br />
                                        <br />

             Plan for the future of automotive with<br />
                        the GM Card. With 5% Earnings* from every
card purchase, your everyday spending can save you hundreds, even
thousands, toward a new<br /> GM vehicle.
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             <div class="features">The GM Card is more than a credit
card. With 5% Earnings, it's a tool designed to help you save for the
future, as well as today, with:
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             <li>No Annual Fee</li>
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             <div class="medium">Your next vehicle is closer than you think.
             <br />
                        <br />
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               a GM Cardmember</a> and be ready for it. </div>
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div class="copyrightlink" target="_blank">the GM Card Privacy
Statement</a>, please visit gmcard.com.
<br />
<br />

GM Card is issued by Household Bank (SB), N.A.  Copyright 2003
Household Credit Services, Inc. MasterCard is a registered trademark
of MasterCard International Incorporated.</div></td>
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