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-year 
Treasury note, which has fallen in recent weeks.The Federal Reserve has 
been buying Treasury bonds since the fall. That has helped to lower 
the yield. And in recent weeks, concerns that the U.S. and global 
economies are slowing have led investors to shift money into safer assets, 
like Treasurys, and away from stocks. Greater demand for Treasurys raises 
their price and lowers their yield.The yield was 1.72 percent at midday 
Thursday, up from 1.69 percent last week but still at a historically 
low level.To calculate average mortgage rates, Freddie Mac surveys lenders 
across the country on Monday through Wednesday each week. The average doesn't 
include extra fees, known as points, which most borrowers must pay to 
get the lowest rates. One point equals 1 percent of the loan 
amount.The average fee for 30-year mortgages rose to 0.8 point from 0.7 
point last week. The fee for 15-year loans was unchanged at 0.7 
point.The average rate on a one-year adjustable-rate mortgage fell to 2.58 
percent from 2.63 percent last week. The fee for one-year adjustable-rate 
loans increased to 0.5 point from 0.4.The average rate on a five-year 
adjustable-rate mortgage rose to 2.62 percent from 2.60 percent. The fee 
declined to 0.3 point from 0.5.
House Republicans will take on the immigration issue in bite-size pieces, 
shunning pressure to act quickly and rejecting the comprehensive approach 
embraced in the Senate, a key committee chairman said Thursday.House Judiciary 
Committee Chairman Bob Goodlatte, R-Va., declined to commit to finishing 
immigration legislation this year, as President Obama and a bipartisan group 
in the Senate want to do. He said bills on an agriculture 
worker program and workplace enforcement would come first, and he said there'd 
been no decision on how to deal with legalization or a possible 
path to citizenship for the estimated 11 million immigrants living here 
illegally, a centerpiece of a new bipartisan bill in the Senate."It is 
not whether you do it fast or slow, it is that you 
get it right that's most important," Goodlatte said at a press conference 
to announce the way forward on immigration in the House.He said that 
while he hopes to produce a bill this year, "I'm going to 
be very cautious about setting any kind of arbitrary limits on when 
this has to be done."The approach Goodlatte sketched out was not a 
surprise, but it was a sign of the obstacles ahead of congressional 
passage of the kind of far-reaching immigration legislation sought by Obama 
and introduced last week in the Senate by four Republican and four 
Democratic lawmakers. Many in the conservative-led House don't have the 
appetite for a single, big bill on immigration, especially not one th

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