[Gllug] OT: Online Payment Processing

[Jason Clifford]

On Mon, 19 Jan 2004, Doug Winter wrote:

> We're using "Select Pro" and it's a complete mess.  I'll look at Select
> Junior though, that might be more up our street.

Select Junior is a simpler system based upon the customer being sent to 
WorldPay's site to process the actual payment so you never have to see the 
card details (no security worries on that front).

All you need to implement it is to print a suitable HTML form and, 
optionally, have a CGI for WorldPay to callback to with confirmation of 
the payment and payment details. 

If you are using Perl you can grab my Business::WorldPay::Junior module 
from CPAN (or pay me £25 and download it from my website) which handle the 
callback verification for you.

I'm in the process of writing similar modules for various other payment 
processors who offer the same model.

I've already submitted updates to the author of the Business::PayPal 
module to bring that up to a similar level.

> > Isn't that just a matter of printing an "invoice" to a webpage with a link 
> > to pay it?
> 
> No, I mean the text that actually appears on the credit card statement
> they get sent each month by their card company.  If it differs enough
> from what they think they bought, they'll charge it back.  We get quite
> a few chargebacks because people are confused about what they bought
> from whom.

I always prefix the description line with either UKPOST or UKFSN as 
appropriate and a short description of what has been bought. That way 
people know not to charge it back.

Jason Clifford
-- 
UKFSN.ORG		Finance Free Software while you surf the 'net
http://www.ukfsn.org/	   ADSL Broadband from just £23.75 / month 

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